FAQ

Frequently Asked Questions

Are the insurance companies you use based in the UK?
Yes they are, we utilise Novae and Beazley who are both registered and authorised in the UK with the Financial Conduct Authority.

I live in Ibiza/Formentera, can I have a policy from you?
Yes you can! we have designed our products to accommodate expats residing or  people who utilise property on the islands as second homes or as rental properties.

What protection does the FCA offer?
The FCA works to protect consumers from the harm that can be caused by bad conduct in the financial services industry.

Do you use insurance companies that are not authorised and registered in the UK?
No we do not, some UK brokers utilise companies who may be based in Gibraltar or even in Spain, we feel that the UK market is the most stable and it is regulated heavily to ensure consumer protection and that is why we only use UK based insurers.

Who are Everett Mead Ibiza?
We are part of Everett Mead Ltd who have been offering insurance services in the UK for the past 4 years but we have been in the industry for over 10 years.

What happens if we have a claim and you are in the UK?
Our partners provide Loss Adjustors to assist you in the most catastrophic of incidents, the specially chosen individuals are based in Spain and speak both Spanish and English, they know the areas well and this ensures that any work on buildings or structures will be undertaken by qualified reputable tradespeople, not “Cowboys”